http://www.creditplace.co.uk Fight Your Way Through The Financial Jungle Mon, 08 Sep 2008 20:17:06 +0000 http://backend.userland.com/rss092 en Recently the credit cards offering rewards programmes have increased.  This increase is making many pay attention to how the programmes actually work.  According to many credit card experts, the rewards credit cards are not all they seem.  Despite the number of schemes offered the deals are poor, usually offering too ... http://www.creditplace.co.uk/2008/09/are-credit-card-rewards-all-they-seem/ New tax measures come into force this month that will see about 22 million people receive a tax rebate of around £60. It all stems from the U-turn by the chancellor on plans to scrap the lowest 10 pence tax band, following pressure from backbench MPs to ease its impact. The new ... http://www.creditplace.co.uk/2008/09/millions-of-people-due-to-gain-a-tax-rebate-this-september/ Running your own business is no easy task. Apart from the entrepreneurial mindset it takes a good deal of knowledge, nerve and discipline to get over the obstacles that get in the way. If you are a business owner you are facing risks all the time. One of the most ... http://www.creditplace.co.uk/2008/09/protect-your-business-by-securing-your-assets/ Hedging pennies in stocks is quite a common trend nowadays. Generally, hedging is a strategy designed to minimize exposure to an unwanted business risk, while still allowing the business to profit from an investment activity. Typically, a hedger might invest in a security that he believes is under-priced relative to ... http://www.creditplace.co.uk/2008/08/attractive-private-and-business-options/ When it comes to credit card debt, one of the most important things is to make sure that you understand what your credit card bills actually mean. Too bad the credit card companies make it next to impossible for people. Even worse, far too many in the United States and ... http://www.creditplace.co.uk/2008/08/understanding-credit-card-debt/ Reports that the government is considering changes to stamp duty are causing disarray and delays in the housing market, the BBC has learned. Among potential measures to boost the housing market could be allowing buyers to defer the payment of stamp duty. But readers of the BBC News website said that the ... http://www.creditplace.co.uk/2008/08/stamp-duty-decision-maybe-slowing-house-sales/ Pension funds of firms listed in the FTSE 100 stock index are back in the red after big annual swing in funding levels the largest since 2002. Actuarial group Lane Clark & Peacock (LCP) found that the pension funds had a net deficit of £41bn in mid-July. This compared with a £12bn ... http://www.creditplace.co.uk/2008/08/ftse-top-100-pensions-show-a-funding-deficate/ A recent report has shown how many homeowners in the UK are set to be faced with crippling rises in their mortgage repayments as a result of their special mortgage deals, such as cheap fixed rate loans, coming to an end. Once the mortgage deal expires, homeowners will either have ... http://www.creditplace.co.uk/2008/08/end-of-mortgage-deals-could-mean-huge-hikes-for-homeowners/ Over recent years credit cards in general have received a lot of bad publicity, and have been blamed for adding greatly to the UK's personal debt mountain, with high interest rates and various charges being blamed for consumers falling into debt and being unable to afford their credit card repayments. ... http://www.creditplace.co.uk/2008/08/credit-cards-offer-ease-and-flexibility/ EDF Energy has announced it is putting up gas prices by 22% and electricity prices by 17% for domestic customers. EDF have blamed the increase, which comes into effect on 25 July, on record wholesale energy costs. Energy companies have been expected to raise the costs of utility bills this summer, as wholesale ... http://www.creditplace.co.uk/2008/07/edf-raise-prices-for-domestic-customers/